Smarter Lending for Sustainable Growth
In a world dominated by equity hype, debt is often overlooked, or misunderstood by early-stage and growth-stage founders. Yet when used strategically, debt can be a powerful, non-dilutive financing tool to accelerate your business without giving up ownership.
That’s where our Debt Strategy & Execution service comes in.
We help founders and CFOs design the right debt structure to complement their capital stack, align with their business model, and avoid over-leveraging their future. From choosing the right lender to negotiating key terms, we ensure debt works for your company, not against it.
Companies often default to equity rounds without considering a balanced capital strategy. But not all growth needs dilution.
Our process starts with:
Understanding your funding goals (runway extension, working capital, equipment financing, etc.)
Analyzing your capital stack (existing equity, prior debt, founder capital)
Mapping your growth model to identify appropriate debt instruments
We then recommend where and how debt fits into your broader financial roadmap—whether you're pre-revenue or post-Series A.
All loans are not created equal. The wrong debt structure can cripple your cash flow or restrict future moves. We guide you through the key design elements:
Loan type: Revenue-based financing, venture debt, term loans, credit lines, equipment leasing
Terms and covenants: Interest rates, amortization, warrants, prepayment terms, collateral requirements
Repayment planning: Tailored to your cash flow and growth milestones
Our focus is on structuring debt you can live with—and scale with.
Different lenders serve different stages and sectors. We maintain relationships with:
Venture debt funds
Bank lenders and fintechs
Public programs and development banks
Asset-backed financing providers
We help you:
Identify the best-fit lenders for your stage and use case
Package your materials (business case, projections, metrics)
Initiate conversations and manage lender due diligence
Think of us as your deal sherpa: opening doors, shaping narratives, and protecting your negotiating position.
Getting a term sheet is only half the battle. Final terms determine whether your debt helps or hurts.
We support:
Term sheet comparison and redlining
Negotiation of rates, warrants, and repayment flexibility
Alignment with other funding events (e.g., equity rounds)
Coordinating legal review and lender communications
We don’t just get you a deal—we help you get a good one.
It’s easy to fall into the debt trap—especially when capital is scarce or growth pressures are high. Our role is also to say “no” when needed.
We run:
Stress tests and scenario modeling to assess your ability to service debt under different conditions
Leverage analysis to benchmark your ratios against stage and sector norms
Exit-alignment checks, ensuring your debt structure won’t block a future acquisition, follow-on equity, or IPO
Debt should buy you flexibility—not lock you into fragility.
Used wisely, debt can:
Extend your runway without dilution
Smooth out cash cycles
Finance CapEx or hiring ahead of revenue
Signal financial maturity to investors
But poorly structured debt can:
Drain your cash in a downturn
Trigger default clauses
Limit future fundraising
Debt Strategy & Execution is about making sure your borrowing supports your business—not strangles it.
This service is ideal for:
Post-revenue startups looking to extend runway without diluting founders
VC-backed companies that need bridge or growth financing between equity rounds
Hardware or CapEx-heavy ventures with asset financing needs
Founders exploring non-dilutive options like venture debt or revenue-based financing
Whether you’re looking at your first loan or navigating a complex stack, we bring clarity and leverage to the process.
